Twilight Years

You are likely to be reflecting on a life well lived and looking at ways to leave a legacy behind for your loved ones. You may be looking to downsize your home and/or getting assistance to maintain independent living.

The challenges you may be facing:

  • Health challenges
  • Are you going outlive your savings
  • How to pass on your wealth to loved ones
  • Stay in your home or downsize
  • Would Age Care or Independent living suit you

For people at this lifestage, you may want to think about the following strategies:

  • Consider living inheritance to loved ones to reduce/eliminate inheritance tax
  • Reverse mortgages
  • Downsize your family home
  • Investigate the pros and cons of independent living/ Age Care System
  • Reviewing your Will/Estate planning needs

We can assist with:

  • Superannuation/investment strategies
  • Reverse mortgages
  • Tax effective investment/distribution of wealth strategies
  • Estate planning considerations – Wills/Power of attorney/gifting/Charitable foundations
  • Downsizer advice
  • Age Care Advice